Lets work together!
charlie@charliebrownsf.com
415-722-3493
Welcome to our Blog!
![Facts About Closing Costs [INFOGRAPHIC]](https://images.squarespace-cdn.com/content/v1/5dd00ac82fd3e41ce36501e4/1680281510019-GXE1FTDZLDEZU5LOWJYC/Picture1.jpg)
Facts About Closing Costs [INFOGRAPHIC]
If you’re thinking about buying a home, be sure to plan for closing costs.
Closing costs are typically 2% to 5% of the total purchase price of a home, and they can include things like government recording costs, appraisal fees, and more.
Let’s connect so I can answer your questions about the homebuying process.

We’re in a Sellers’ Market. What Does That Mean?
Today’s sellers’ market holds great opportunities for homeowners ready to make a move. Listing your house now will maximize your exposure to serious, competitive buyers. Let’s connect to discuss how to jumpstart the selling process.

4 Key Tips for Selling Your House This Spring
Everyone selling their home wants three things: to sell it for the most money they can, to do it in a certain amount of time, and to do all of that with the fewest hassles. To accomplish these goals, let’s connect so you can understand the steps you need to take to sell your home this spring.

Reasons To Consider Condos in Your Home Search
Remember, your first home doesn’t have to be your forever home. The important thing is to get your foot in the door as a homeowner so you can start building wealth in the form of home equity. In time, the equity you develop can fuel a future purchase if your needs change.

Could a Multigenerational Home Be the Right Fit for You?
If you’re ready to buy a house, consider the opportunities of a multigenerational home. Let’s connect so you can explore your options in our area.

Have Home Values Hit Bottom?
Home prices month-over-month have depreciated for the past four months on record, but there’s a strong case to be made that the worst may be behind us. If you have questions about what’s happening with home prices in our local market, let’s connect.

Think Twice Before Waiting for 3% Mortgage Rates
The recent pullback in mortgage rates is great news – but if you’re ready to buy now, holding out for 3% is a mistake. Work with a local lender to learn how today’s rates impact your goals, and let’s connect to explore your options in our area.

What Past Recessions Tell Us About the Housing Market
While history doesn’t always repeat itself, we can learn from the past. According to historical data, in most recessions, home values have appreciated and mortgage rates have declined.
![Key Terms To Know When Buying a Home [INFOGRAPHIC]](https://images.squarespace-cdn.com/content/v1/5dd00ac82fd3e41ce36501e4/1674077324068-40EYLJRK6B4KRCS1Z4JY/Key-Terms-To-Know-When-Buying-A-Home-MEM1.jpg)
Key Terms To Know When Buying a Home [INFOGRAPHIC]
Buying a home is a major transaction that can seem even more complex when you don’t understand the terms used throughout the process.
If you’re looking to become a homeowner this year, it’s important to know these housing terms and how they relate to the current market so you feel confident throughout the homebuying process.
Let’s connect so you have expert answers for any questions as they come up.

Is It Time To Sell Your Second Home?
If you own a luxury second home that isn’t being used as much anymore, now’s the time to sell. There are still buyers in the market who are looking for a home like yours today.

Today’s Housing Market Is Nothing Like 15 Years Ago
Today’s housing market is nothing like the real estate market 15 years ago. If you’re a buyer right now, this may be the chance you’ve been waiting for.

The Truth About Negative Home Equity Headlines
With recent market conditions, you may not have gained significant equity right away if you owned the home for just a few months. But it’s also true that many homeowners who recently bought their house are unlikely to be looking to sell quite yet.

What Experts Are Saying About the 2023 Housing Market
Mark Fleming, Chief Economist at First American, says: “The housing market, once adjusted to the new normal of higher mortgage rates, will benefit from continued strong demographic-driven demand relative to an overall, long-run shortage of supply.”

Avoid the Rental Trap in 2023
If you’re planning to make a move this year, locking in your monthly housing costs for the duration of your loan can be a major benefit. You’ll avoid wondering if you’ll need to adjust your budget to account for annual increases like you would if you left your housing payment up to your landlord and their renewal cycle.

Wondering How Much You Need To Save for a Down Payment?
Remember, a 20% down payment isn’t always required. If you want to purchase a home this year, let’s connect. You’ll also want to make sure you have a trusted lender so you can explore your down payment options.

What Are Your Goals in the Housing Market This Year?
Buying or selling a home is a big process that takes expertise to navigate. If that feels a bit overwhelming, you aren’t alone. According to a recent Harris Poll survey, one in five respondents see a lack of information or knowledge about the homebuying process as a barrier from owning a home. Don’t let uncertainty hold you back from your goals this year. A trusted expert can bridge that gap and give you the best advice and information about today’s market.

Planning To Sell Your House? It’s Critical To Hire a Pro.
Instead of going toe-to-toe with all the above parties alone, lean on an expert. They’ll know what levers to pull, how to address everyone’s concerns, and when you may want to get a second opinion.

Applying For a Mortgage? Here’s What You Should Avoid Once You Do.
You want your home purchase to go as smoothly as possible. Remember, before you make any large purchases, move your money around, or make major life changes, be sure to consult your lender – someone who’s qualified to explain how your financial decisions may impact your home loan.

Confused About What’s Going on in the Housing Market? Lean on a Professional.
A trusted expert is your best resource to understand what’s happening at the national and local levels. They’ll be able to debunk the headlines using data you can trust. And using their in-depth knowledge of the industry, they’ll provide context so you know how current trends compare to the normal ebbs and flows in the industry, historical data and more.

Financial Fundamentals for First-Time Homebuyers
Having expert advisors in the industry will help you make strong decisions throughout the homebuying process based on your specific goals, finances, and situation. They know the market and can guide you toward the home of your dreams.