The Silicon Valley real estate market remains dynamic as of March 2025, showcasing trends that both buyers and sellers should monitor closely. Home prices continue to demonstrate resilience despite economic fluctuations, with median sales prices reflecting steady demand. Inventory levels have slightly increased, offering more options for buyers, while competition remains strong in key neighborhoods.

Mortgage rates continue to be a critical factor influencing buyer behavior, with recent shifts affecting affordability. While some buyers are adapting to higher rates, others are waiting for potential adjustments in financial policies. Meanwhile, sellers are leveraging strategic pricing and home improvements to attract competitive offers in a market that values move-in-ready properties.

New developments and infrastructure projects are shaping future growth, with tech sector expansions playing a pivotal role in housing demand. Rental markets also show notable activity, with rental prices adjusting in response to inventory shifts and tenant preferences.

The March 2025 edition of the MarketTracker Bay Area report, presented by Charlie Brown of Kinoko Real Estate, provides an in-depth analysis of national and local real estate trends.

National Overview: Despite lower interest rates than last year, affordability remains a significant challenge for homebuyers, with mortgage payments exceeding $2,100 per month. However, inventory levels are improving, as new listings surged by 4.21% year-over-year in February, easing some supply constraints.

Bay Area Trends: The local market remains dynamic, with Silicon Valley and North Bay experiencing price growth, while East Bay prices stabilize due to increased inventory. San Francisco faces declining single-family home listings, though condo markets show buyer-friendly conditions. Demand remains strong for single-family homes, but condos in several areas face weaker competition.

Market Insights: Silicon Valley continues to be a seller’s market, with homes selling rapidly—Santa Clara listings last just eight days on average. Meanwhile, Napa and San Francisco’s condo market offer more opportunities for buyers. The East Bay sees a dramatic 40% rise in inventory, potentially shifting market conditions.

This report offers a comprehensive breakdown for buyers and sellers navigating the evolving Bay Area housing landscape.

San Francisco MarketTracker – February 2025

The San Francisco real estate market continues to experience shifts in pricing, inventory, and buyer demand. Mortgage rates have returned to pre-rate cut levels, signaling lender expectations of potential future rate hikes. Despite affordability concerns, home values continue to rise nationally, with median sale prices increasing 6.03% year-over-year.

Locally, San Francisco saw a notable price decline in January, with median single-family home prices falling 9.68% to $1,422,500 and condos dropping 8.76% to $990,000. However, single-family homes are still selling above asking, averaging 105% of list price.

Inventory remains tight despite more new listings, with active listings down 10.34% for single-family homes and 10.91% for condos compared to last year. This persistent shortage keeps San Francisco firmly in a sellers’ market, with just 1.1 months of supply for houses and 2.8 months for condos.

For buyers, competition remains fierce, but opportunities may emerge as affordability improves. Sellers still hold an advantage, particularly in the single-family market.

For deeper insights or assistance in navigating the market, contact Charlie Brown at (415) 722-3493.

MarketTracker North Bay Newsletter – February 2025

The North Bay real estate market remains strong despite fluctuating mortgage rates and inventory challenges. Interest rates have returned to pre-rate cut levels, impacting affordability but not deterring median home prices, which continue to rise. Inventory is growing faster than sales, hinting at potential affordability improvements in the coming months.

Key Highlights:

• Mortgage Rates: Rates have returned to pre-cut levels, suggesting the market anticipates future hikes due to persistent inflation.

• Inventory Growth: Year-over-year inventory grew by 16.16%, while existing home sales increased by 9.28%, slightly easing supply constraints.

• Median Home Prices: Despite higher rates, prices rose 6.03% YoY to $404,400 in December 2024.

• North Bay Trends:

  • Single-family home inventory dropped by 16.55% in January.

  • Marin County saw a 34% YoY increase in days on market; Napa condos surged 198% in market time.

  • Sonoma and Solano counties maintained price strength, while Marin and Napa adjusted after earlier spikes.

  • Napa remains a buyer’s market with 3.8 months of inventory, whereas Sonoma, Marin, and Solano favor sellers.

The outlook remains strong, with continued monitoring of inventory trends to determine whether 2025 will bring further appreciation.

The February 2025 MarketTracker East Bay Newsletter provides an in-depth analysis of national and local real estate trends. Mortgage rates have returned to pre-rate cut levels, despite expectations of a decline. Year-over-year, home affordability has slightly improved, with median monthly payments down 1.84%. Inventory is increasing at a faster pace than home sales, which may lead to improved affordability in the coming months.

In the East Bay, median home prices remain strong, with single-family homes in Alameda and Contra Costa counties increasing by 2.27% and 1.95%, respectively. Condo pricing shows mixed results, with Contra Costa rising by 0.95%, while Alameda dropped by 15.38%. Inventory levels are climbing, signaling potential opportunities for buyers. However, single-family homes remain a seller’s market, with limited supply keeping competition high.

The newsletter also highlights market dynamics, including days on market disparities, mortgage-backed securities trends, and local real estate opportunities. For personalized guidance, readers are encouraged to connect with Charlie Brown at Kinoko Real Estate.

Silicon Valley Real Estate Market Update – February 2025

The Silicon Valley housing market remains dynamic as mortgage rates return to pre-rate cut levels, while home prices continue to rise. Inventory is finally building, with condo listings increasing by 36.62% year-over-year. Meanwhile, single-family homes are selling fast, with days on market declining significantly in Santa Clara and San Mateo counties.

Key takeaways from February’s MarketTracker:

Mortgage rates have stabilized at pre-cut levels, impacting affordability.

Inventory growth is outpacing home sales, offering new buying opportunities.

Median home prices continue to rise, up 6.03% nationally compared to last year.

Silicon Valley market trends show strong appreciation, with Santa Clara and Santa Cruz home values up 5.88% and 3.36%, respectively.

Sellers still hold power, with Silicon Valley’s low Months of Supply Inventory (MSI) signaling a competitive market.

Looking to buy or sell in San Francisco or Silicon Valley? Let’s discuss your options. Contact Charlie Brown today for expert real estate advice.

San Francisco Real Estate Market Update – February 2025

The San Francisco housing market remains dynamic as we head into 2025. While mortgage rates have returned to pre-rate cut levels, inventory trends are shifting, offering both challenges and opportunities for buyers and sellers.

• Home Prices: Median sale prices in San Francisco dropped by 9.68% for single-family homes (now $1,422,500) and 8.76% for condos ($990,000), making this an interesting time for potential buyers.

• Inventory Trends: Listings are down 10.34% for single-family homes and 10.91% for condos, keeping competition strong despite fluctuating demand.

• Market Conditions: The Bay Area remains a seller’s market, but specific condo markets, including Napa and Santa Cruz, are presenting rare buying opportunities.

As spring approaches, inventory shifts and interest rate adjustments will shape the next phase of the market. Whether you’re looking to buy or sell in San Francisco, now is the time to strategize.

📞 Need expert guidance? Let’s connect! Call Charlie Brown at (415) 722-3493 or explore listings at charliebrownsf.com.

Silicon Valley Real Estate Market Update – January 2025

The Silicon Valley housing market remains dynamic as 2025 begins, with elevated mortgage rates influencing both buyers and sellers. While home prices stayed relatively stable in late 2024, they are expected to rise in the coming months due to increased demand and limited inventory.

Key takeaways:

• Mortgage rates remain high – The 30-year fixed-rate mortgage is hovering around 6.91%, and economists predict rates will stay between 6-7% throughout 2025.

• Home prices trending upward – Single-family home prices increased 5% in San Mateo, 7% in Santa Clara, and 20% in Santa Cruz year-over-year.

• Inventory remains tight – December saw a record-low number of listings, keeping competition high for well-priced homes.

• Buyers adjusting to higher rates – Despite economic uncertainty, home sales increased by 6.1% year-over-year as buyers and sellers accepted that interest rates won’t drop significantly in the near term.

Navigating today’s market requires expert insight. Whether you're looking to buy, sell, or invest in Silicon Valley real estate, CharlieBrownSF is here to help. Contact us today for a personalized market analysis.